When you go on an African safari holiday you don’t want to worry about anything except, if you will see the illusive leopard or not or will you be able to see a rhino at all. You should be free to enjoy the safari you were looking forward to for so long.
In order to achieve that, you should have a travel insurance. Pretty much all insurance companies offer travel insurance and it can be challenging to go through all the plans to make a decision.
Your safari travel insurance should in essence cover:
1. Emergency evacuation expenses.
2. Medical and hospitalization expenses including emergency assistance, accidental death and disability, personal injury.
3. Repatriation expenses.
4. Cancellation or curtailment of your travel.
5. Damage/theft/loss of personal baggage/goods/money/any personal effects of whatsoever nature and value.
6. Costs incurred as a result of changes to arrangements such as the cost of a private charter should you miss your (connecting) flight for any reason whatsoever.
The cover for cancellation of your safari holiday varies per insurance plan. Study carefully the terms and conditions of the plan to know in which cases cancellation is covered. Some cover for medical reasons only, others include cancellation for work reasons and the most comprehensive cover includes cancellation for any reason. These variations come with different price tags and in general cancellation for medical reasons is sufficient, but it the cover for work reasons can be very useful.
Once the travel insurance is sorted, you can focus in the joys of an African safari and get worried about which zoom lens you should bring with you or what to wear.